Madison: 203-245-4107 | Orange: 203-795-1281

Products & Services

As a full-service insurance solution provider, Cretella & Belowsky offers a variety of specialty insurance products and portfolios to our clients. From Health & Life to Property & Casualty Insurance, we provide a high level of support in choosing a policy, that allows you protection and peace of mind.

Our unique expertise in working with many national insurance companies and dedication to the commitment of finding the right coverage, allows us to uncover information and get exceptional results.


You can Count on Cretella & Belowsky to Find the Right Insurance for You.

Health & Welfare Insurance

At Cretella & Belowsky, we believe that everyone deserves flexible healthcare. That’s why we offer a range of health insurance plans directly to families, individuals and businesses. From HSA’s to HMO’s we have the coverage that’s right for your needs, at a price you can afford. Our unique experience, having seen the evolution of health care and insurance systems over the past 40 years, allows us to understand both our client’s needs and the intricacies of all health insurance options. We become your health care advocate and will review your policy annually to make sure it still fits your needs, if not we come up with new better options.


Individual Policies
Group Insurance Plans
Short-term Medical Plans
Supplemental Medicare
Medicare Advantage Plan
Medicare Rx Plans
Self-funded Plans
Reimbursement HRA Plan
Accident Only Plans
Cancer Plans
Hospital Plans


Short & Long-term

Short & Long-term


Group Dental Plans
Self-insured Dental Plan
Individual Dental Plans

Long-Term Care

Individual Plans
CT Partnership Plans
Shared Benefit Plans
Group LTC Plans

Admin Plans

125 Flex Plans
Family Leave Plans

Property & Casualty Insurance

Property insurance is a smart, important way to protect your house and personal property from any damage. But some basic plans may not provide all of the securities you may need; We can help tailor the coverage options to a plan that’s right for you. Consider a Cretella & Belowsky agent to help you through the choices. When it comes to automobile insurance, finding the best coverage at a competitive rate can be difficult. At Cretella & Belowsky, we shop through many carrier’s quotes for you. We know just how important a comprehensive auto plan can help in the event of an accident, which is why our agents search through the nation’s insurance companies to find the policy best for you. To get your free automobile insurance quote, click the link below and fill in your basic information. We will contact you and offer the best, affordable insurance rates on the most comprehensive policies.

& Casualty

Schedule of Personal Property
All-terrain Vehicles
Business Owners
Condo Insurance
Renters Insurance
General Liability
Workmen’s Compensation
Marine Insurance



Financial Services

Start planning for your future with us. Life insurance with Cretella & Belowsky offers the protection your family deserves with flexible options and policies to fit your budget. We can provide you with safe retirement investment strategies, such as annuities, so you can make the most of your life after retirement. Speak with an agent today about our offerings.

Life Insurance

Individual Term
Group Term
Permanent Plans
Business Life
Key Man Plans
Joint Life
Second to Die


Individual Plans
Group Annuities

Cretella & Belowsky Insurance


Tom Cretella
David Belowsky



Madison Office

2 Samson Rock Drive
Suite 1G
P.O. Box 31
Madison, CT 06443

P: 203-245-4107
F: 203-245-9663

Orange Office

472 Boston Post Road
Suite 3
P.O. Box 986
Orange, CT 06477

P: 203-795-1281
F: 203-799-9400