Madison: 203-245-4107 | Orange: 203-795-1281

About Us

Cretella & Belowsky Insurance is a growing and diversified multi-line insurance firm focused on offering our customers the best coverage for their needs. Our staff and years of experience give us unparalleled knowledge in the world of insurance.

Having recently merged two spectacular firms, our new organization is a true blend of equals. We have combined our strengths, creating not only an industry-leading portfolio of insurance products and services, but also enhancing our team of talented and skilled professionals to better serve you. We have strengthened our position as an insurance industry leader in Connecticut, which enables us to offer a broad range of insurance types at low costs.

Whether you are looking for individualized care or group coverage, we can help. Our agents are committed to selecting the right plan at the right price for you. We will be available at the time of a loss, not only at the time of sale.

Our Approach

There are lots of ways to buy insurance these days, but the best way to make sure you have the right coverage for your needs is with Cretella & Belowsky. Our agents are comprised of a diverse team of experts and advisors who concentrate on health, property and casualty insurance. And because we offer so many diverse lines of insurance for your protection, we can be the one-stop shop for all your insurance needs.

We are licensed and local and work closely with many national insurance carriers to bring you the most current products at an affordable price. We are committed to helping you determine the best plan for your needs, versus selling the “hot’ plan with the most commission. We are here to simplify insurance for you.

Anyone can get lost in the insurance options out there for you and your family. We can help.

We offer every type of insurance for all aspects of your life. Let us build a package that’s right for you.


We have the experience in all facets of the insurance industry to understand your specific situation. Call an agent at Cretella & Belowsky and we will meet with you hands-on, evaluate your options and get you in the best insurance plans available at the best price. We are a full-service insurance broker, who will see things through to the last claim. Our goal is to simplify insurance for you.


  • Cretella & Belowsky is a Connecticut licensed insurance benefits agency located in the New Haven County with over 50 years of experience.
  • Represent all of the nations leading insurance carriers.
  • Now headquartered in two central New Haven County locations (Orange & Madison) allowing further service to clients in Connecticut.
  • Our agents review our clients’ policies annually to ensure the options still fit the needs and will reach out if there are better options.
Tom Cretella

Tom has the unique experience of having seen the evolution of our health care and insurance systems. Following in the ‘family business’ in 1971 as a life insurance specialist for Metropolitan Life Insurance Company, he soon recognized that his clients needs went far beyond representing one carrier insurance. He expanded into Property and Casualty, Health Insurance, Disability Insurance, Annuities and Variable products.

By 1976 Tom had earned his professional designation of CLU®. The Chartered Life Underwriter (CLU ®) is the world’s most respected designation of insurance expertise. While working for the Life Underwriting Training Council from 1980 to 1985, Tom taught insurance at the University of New Haven. In 1985 he earned Connecticut’s Certified Insurance Consultant License (Life & Health) designation. Tom is a current/past member of numerous boards, advisory councils, and insurance associations. His education, industry involvement and pragmatic experience have made him a respected resource for both health insurance industry and for his clients.

David Belowsky

Starting from a very early age, David always knew he wanted to open his own business. After attending Quinnipiac University and getting his Bachelor of Science in Business, he got a job at Bache & Company, a stock brokerage house and after went to work for Metropolitan Insurance. Following Metropolitan, he received extensive training at Employers Insurance of Wausau, a workers comp and business insurance carrier, and specialized in Commercial coverages. After 4 years in the insurance industry, David decided it was finally time to start his own company, Belowsky & Associates in 1980.

David has always had a personal approach to insurance, and likes to think of himself as a “hands-on” agent. He treats every client, as he would want to be treated and strongly believes in client advocacy. David is committed to being involved in his community. He is on the board of Boys and Girls Village and has been working with the association for over 20 years. He has also been the President of Orange Hills Men’s Association for the past year before that Vice president for 15 years. Along with those associations, David has been the President/commission of New Haven Parks Dept. since 1993. His industry experience and local involvement make him the real ‘neighborhood’ agent. You can be assured that his mindset is 24/7. David takes the insurance business with vigor and always goes the extra mile.

Cretella & Belowsky Insurance


Tom Cretella
David Belowsky



Madison Office

2 Samson Rock Drive
Suite 1G
P.O. Box 31
Madison, CT 06443

P: 203-245-4107
F: 203-245-9663

Orange Office

472 Boston Post Road
Suite 3
P.O. Box 986
Orange, CT 06477

P: 203-795-1281
F: 203-799-9400